Important: Santander US operates online only. There are no physical branches — manage everything 24/7 through our app and website.
Bank with confidence — online

Your future
starts with us

Smart online banking for real life — from everyday accounts to mortgages and investments. No branches, just secure digital access 24/7.

14M+
US customers
100%
Online
96%
Customer trust

Secure & regulated

FCA authorised and protected up to $85,000

Trusted since 1857

In partnership with

Enhanced security, wealth protection and expert advisory — together with Santander. Contact your account manager for details.

Open account

Apply online in minutes

Find branch

Online support 24/7

Contact us

24/7 support

Our products

Explore all services

Our products

Designed to help you manage, save, and grow your money — all online.

Current accounts

Everyday banking with 24/7 app access and rewards.

Savings

Flexible savings accounts with competitive interest rates.

Mortgages

Fixed, tracker, and buy-to-let options for every buyer.

Credit cards

Rewards, 0% balance transfers, and travel benefits.

Investments

ISAs, funds, and expert guidance to grow your wealth.

Insurance

Protect what matters with home, travel, and life cover.

Online Banking

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